A Diminished Value Claim in Phoenix, Arizona

St. Lucie Automobile and Diminished Value Appraiser

Phoenix, Arizona Diminished Value Appraiser | Independent Auto Appraisal Experts

The St. Lucie Appraisal Company provides independent diminished value appraisals for vehicle owners in Phoenix, Arizona and throughout the state. Our licensed auto appraisers serve all ZIP Codes and regions listed below, helping car owners recover their rightful loss in value after an accident.

Phoenix, Arizona ZIP Codes & Areas We Serve for Diminished Value Claims

85008, 85032, 85033, 85035, 85041, 85042, 85044, 85050, 85051, 85053,
85054, 85085, 85086, 85224, 85225, 85226, 85281, 85282, 85283, 85284,
85286, 85287, 85295, 85301, 85302, 85303, 85304, 85305, 85306, 85307,
85308, 85309, 85338, 85339, 85340, 85341, 85342, 85343, 85344, 85345,
85346, 85361, 85362, 85364, 85367, 85372, 85373, 85374, 85375, 85376,
85377, 85378, 85379, 85380, 85381, 85382, 85383, 85385

Service Locations Across Arizona

Apache Junction, Avondale, Buckeye, Bullhead City, Casa Grande, Chandler, Flagstaff, Gilbert, Glendale, Goodyear, Lake Havasu City, Marana, Mesa, Oro Valley, Peoria, Phoenix, Prescott, Scottsdale, Sierra Vista, Surprise, Tempe, Tucson, Yuma.

Counties served: Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Santa Cruz, Yavapai, Yuma.

Independent Arizona Diminished Value Appraisals

Every week, we report on significant and informative examples of auto diminished value claims across Arizona. This case involves a Chevrolet Colorado Z71 Crew Cab with 11,806 miles that sustained left-side collision damage totaling $14,380.82. The vehicle was disabled and towed, with structural damage and no airbag deployment. The owner hired an independent auto appraiser and pursued a third-party diminished value claim for the vehicle’s loss in value.

After a collision, even high-quality repairs cannot restore a vehicle’s market value. Regardless of repair quality, buyers pay less for a previously wrecked vehicle compared to an identical undamaged one. Filing and negotiating a diminished value claim can be complex for most vehicle owners — which is why obtaining a professional Diminished Value Report from a licensed appraiser is crucial.

WE DON’T USE FORMULAS, ALGORITHMS, AD COMPARISONS, OR OTHER SHORTCUTS
SIX UNBIASED DEALER QUOTES IN EVERY APPRAISAL TO VALIDATE OUR RESEARCH
TELEPHONE CONSULTATIONS ALWAYS FREE OF CHARGE

Phoenix Diminished Value Case Example

Interviews with Arizona Chevrolet sales managers revealed consistent opinions about frame-damaged vehicles. One manager stated that frame damage causes a larger loss in value since it’s difficult to justify to potential buyers — typically resulting in about a 40% reduction. Another noted that such a truck would lose roughly half of its trade-in value because of the frame damage.

The opinions of six unbiased professional sales managers from recognized Arizona dealerships form the foundation of our Auto Diminished Value Appraisal. We gather six independent dealer quotes to confirm every report produced by The St. Lucie Appraisal Company — providing a realistic, market-based assessment of what your car is worth post-repair.

Each dealer was provided with details including year, make, model, pre-accident condition, mileage, color, options, repair date, and the nature of the damages. Dealer valuations were based on professional experience and access to current auction results, with the understanding that the vehicle was properly repaired.

We contacted multiple Chevrolet dealerships in
Arizona
to determine how the repairs and accident history affected the vehicle’s Fair Market Value (FMV). Dealers were given both pre-repair and post-repair condition summaries.

A Diminished Value Claim in Phoenix, Arizona

Description of damage: Left-side collision with structural damage, no airbag deployment. Repair cost: $14,380.82. No aftermarket or used parts (LKQ) were used in repairs or included in the diminished value assessment.

The average of six (6) dealer deductions was 34.17%, representing the percentage of diminished value applied to the vehicle’s FMV at the time of loss.

The vehicle’s Fair Market Value at the time of loss was approximately $27,500.00, resulting in a diminished value of $9,396.75.


CAR OWNER RECEIVES RECORD $60,000.00 AUTO DIMINISHED VALUE SETTLEMENT


READ CUSTOMER REVIEWS OF THE ST. LUCIE APPRAISAL COMPANY

Order a Diminished Value Appraisal


Auto Diminished Value Payment Button


Click the payment button above to pay by Credit Card or PayPal. The fee for an Automobile Diminished Value Report is $275.00.
You may also pay by telephone at 772-359-4300.


Before making your secure payment, please email your body shop estimate or insurance appraisal to
contact@autodiminishedvalue.com.
TESLA AND OTHER EXOTIC CAR OWNERS PLEASE CALL FOR RATES.

Accepted Credit Cards


Total Loss Dispute Services


This is an Open Education resource focused on auto diminished value, collective knowledge, and the sharing of industry expertise.
AUTODIMINISHEDVALUE.COM and
TOTALLOSSDISPUTE.COM are services of The St. Lucie Appraisal Company.

READ MORE ARTICLES…

WHO WE ARE

Automobile Valuation & Diminished Value Appraiser – Service in all 50 States

Call 772-359-4300

The St. Lucie Appraisal Company is a nationally-recognized and court-certified provider of automobile valuations and diminished value appraisals for all types of vehicles in all 50 states.

Read more

ARIZONA ANTIQUE CAR APPRAISER

Auto Diminished Value Claims

PHOENIX, Arizona – In Arizona, we have appraised almost every type of antique, classic and custom car. In addition, exotic cars such as Ferrari, Bentley and Tesla are here in abundance. When it comes time to appraise the value of your automobile, RV, motorcycle or heavy equipment for insurance, financing, diminished value or a charitable donation to a non-profit for a tax-deduction, The St. Lucie Appraisal Company is the company you want to call. Our experience appraising all types of motor vehicles provides car owners with the advantage of hiring someone who knows just how valuable old, well-kept cars can be. In addition, we keep an extensive library of past automotive sales that other appraisers can not match. We are an Arizona antique car appraiser you can count on.

Many companies providing financing or insurance for autos, trucks and heavy equipment have strict requirements regarding the appraisal of vehicles. A bank or credit union lending money toward the purchase of an antique car, dump truck or over the road tractor will ask for an inspection by a licensed appraiser before committing funds toward the purchase. Likewise, insurance underwriters look for documentation before providing coverage. Bankruptcies and loan defaults among owner-operators of trucks and construction equipment make lenders and insurers extremely selective about who they do business with. The St. Lucie Appraisal Company is a company that banks and insurers choose to provide valuation services.

Selecting a company to perform a car or truck appraisal is typically the job of the prospective buyer or policyholder. As absurd as it sounds, the typical commercial lender or insurance broker is clueless when it comes to finding a licensed independent appraiser. Often the vehicle owner is asked to locate an independent appraiser because banking and insurance managers don’t possess Rolodexes any more. When lenders or brokers do hire us, it is often as a result of a Google search. What the vehicle owner should know, however, is that once the appraisal is given to the bank or insurer, representatives from those institutions will then perform their due diligence and query the appraiser as to how he obtained his valuation figures.

After making certain that the independent appraiser is properly licensed, investigate for yourself their expertise and any reviews from past clients. When their appraisal is placed under the microscope of the insurer or lender, if their answers don’t meet the bank’s or insurance company’s criteria, you have wasted your money on a worthless document.

Call The St. Lucie Appraisal Company when only the best and most knowledgeable appraiser will do. Our service area includes Arizona as well as all 50 states Our appraisals are sought after for insurance, financing, donations for tax-deductions, diminished value, bankruptcies, divorces, insurance claim disputes, purchase & sales and estate dissolutions.

REQUEST AN AUTOMOBILE VALUATION APPRAISAL – $275.00 for most cars.





Please eMail photographs and other vehicle information to Email: contact@stlucieappraisal.net

READ CUSTOMER REVIEWS OF THE ST. LUCIE APPRAISAL COMPANY

Service in Phoenix, Tucson, Mesa, Chandler, Glendale, Gilbert, Scottsdale, Tempe, Peoria, Surprise, San Tan Valley, Yuma, Avondale, Goodyear, Casa Adobes, Flagstaff, Buckeye, Lake Havasu City, Catalina Foothills, Casa Grande, Maricopa, Sierra Vista and throughout Arizona.